EMI & Financing
A quick look at every way we help you spread the cost of a purchase.
Financing a purchase at Roshni Electronics mainly comes down to one thing: Easy EMI. Rather than list a fixed set of interest rates or partner banks here — things that can change — we walk you through the current options in person, honestly, at the counter.
If you have an old phone or appliance to trade in, that's another way to lower what you need to finance in the first place — the two work well together.
We don't run a separate, fixed page of seasonal offers or promotions. If there's something current worth knowing about, our staff will tell you directly when you visit or call — that way you always get the actual, up-to-date picture instead of an old number left online.
Benefits
One honest starting point
This page tells you what financing options genuinely exist here, without inventing numbers we can't guarantee.
Combine EMI with exchange
Trade in an old device first, then finance what's left with EMI.
Explained at the counter
Any current plan, tenure, or cost detail is confirmed with you in person, not buried in fine print.
How it works at Roshni Electronics
Tell us what you want to buy
In-store or by phone, let us know the product you're considering.
Ask what financing applies
We explain whether Easy EMI is available for that product, and on what terms.
Bring an exchange, if you have one
Trading in an old device can reduce the amount you need to finance.
Decide together
You choose the option that works for you, with nothing hidden.
Why customers choose this
No fine print surprises
We'd rather explain a plan clearly in person than publish numbers that might not hold by the time you visit.
More than one lever
EMI and exchange both reduce what you pay upfront — often worth combining.
Frequently asked questions
Have a question about this?
Message us on WhatsApp and we'll help you directly — no call centre, no hold music.